In states where there is a Transit Risk-Sharing Insurance Pool, state departments of transportation (DOTs) indicate cost reduction and access to insurance as the main objectives of the pools. Among pool benefits, transit agencies find that their insurance premiums were reduced by 15%, they are mostly satisfied with their pool services, and they participate in risk reduction programs. NCHRP Web-Only Document 374: Developing a Guide to Shared-Risk Insurance Pools for Transit Agencies: Conduct of Research R…